Ontario First-Time Home Buyer HST Calculator 2025

Free HST rebate calculator for Ontario first-time home buyers. Calculate federal & provincial rebates, mortgage payments, and explore FHSA, HBP & government incentives.

Calculators & Tools

  • HST Rebate Calculator
  • Mortgage Calculator
  • First-Time Buyer Guide
  • Incentive Cheat Sheet
  • Pre-Construction Guide
  • All Resources

Rebate & Policy Pages

  • Ontario HST Rebate
  • Federal GST Rebate
  • 2025 Rebate Updates

City Guides

  • Toronto First-Time Buyer Guide
  • Mississauga First-Time Buyer Guide
  • Brampton First-Time Buyer Guide
  • Vaughan First-Time Buyer Guide
  • Markham First-Time Buyer Guide
  • Oakville First-Time Buyer Guide

Blog Articles

  • Blog Home
  • KWC First-Time Buyer Programs 2026
  • How the HST Rebate Is Calculated
  • Ontario Land Transfer Tax Refund
  • Ontario HST Rebate for First-Time Buyers 2025
  • Brantford B-Home Down Payment Program
  • FHSA vs RRSP Home Buyers Plan Comparison
  • Pre-Construction vs Resale Cost Comparison
  • Toronto & GTA Buyer Programs 2026
  • Ontario Closing Costs Checklist
  • HST Rebate on Assignment Sales
  • 30-Year Mortgage Reforms Explained
  • Hamilton & Niagara Buyer Programs 2026
  • Bank of Canada Rate Hold 2026
  • Renting vs Owning in the GTA 2026
  • How to Choose a Real Estate Agent
  • Canada Housing Market Forecast 2025-2026

Legal

  • Privacy Policy
  • Terms of Use

About FTHB Calc

FTHB Calc provides free, accurate calculators and guides for Ontario first-time home buyers. Calculate your HST rebate, estimate mortgage payments, explore FHSA and RRSP Home Buyers' Plan benefits, and discover federal and provincial incentive programs — all updated for 2025.

Created by Karan Dhulla, Circle Real Estate Brokerage. Phone: 289.400.0110. Email: info@ontariohstcalculator.com